By Walter Nunez & Yhordan Serpentini
What is LexisNexis? They are a credit reporting agency that does not provide data to consumers directly. Rather, they gather and provide data to various industries behind the scenes. They work with insurance companies, government agencies, financial services, debt collection agencies, and healthcare, among others.
LexisNexis Information
LexisNexis gets your information from public records and uses its technology to draw a comprehensive financial picture of you. Lenders use this information to predict the likelihood of you repaying your debt. Lenders will also check if your application is consistent with LexisNexis data.
LexisNexis will also have information about your: auto insurance, bankruptcy records, legal reports, real estate reports, address history, marriage and divorce records, email records, FAA records, professional license records, business association records, and education records, phone records, and many more.
With all this crucial information about your character, have you ever heard of them? Do you know how to access a LexisNexis report? The good news is that can obtain a free copy annually due to Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACT Act). Be prepared, review your report and avoid any unpleasant surprises. I will provide a link below to request your Lexis Nexis report.
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