By Walter Nunez & Yhordan Serpentini Business Financing can be challenging particularly for start-up companies. Lenders tend to be cautious, and they want to be sure you will be able to pay them back. There are several options you may seek lending which include: Traditional lenders (banks), Online Lenders, Microlenders, and SBA. 1. Meet The […]
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By Walter Nunez & Yhordan Serpentini Many people do not know about the internal bank rating score that is used to determine who to loan and who to turn down for a lending product. Bank Rating is the total amount of borrowing capacity a business can get from the banking system based on each lender’s risk
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By Walter Nunez & Yhordan Serpentini Many business owners think they have items reporting on their business credit reports that really are not actually being reported, but over 90% of trade vendors do not report to the business credit reporting agencies. So, chances are good that the information you think is on your report might
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By Walter Nunez & Yhordan Serpentini Why is your business credit important? Well, there is no FCRA in the business world, so lenders will never disclose to you that they pull your business credit when you apply for business financing; however, they DO pull your business credit! Just think, you are applying for money for
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By Walter Nunez & Yhordan Serpentini Coming up with a business name can be pretty challenging at times. It is the permanent title your company will be identified with for the entirety of its lifespan—no pressure! Not to worry, here are a couple of quick and easy tips to help you come up with your
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By Walter Nunez & Yhordan Serpentini The Vantage Credit Score The Vantage score is a collaboration of the major credit bureaus with a stated goal of a more accurate and standardized grading system, and (arguably) an unstated goal of replacing FICO scores altogether and capitalizing on the credit scoring marketplace. The Vantage Credit Score is
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By Walter Nunez & Yhordan Serpentini There are plenty of tips you really need to know about business credit before you start your small business. Here are a few of our recommended tips for understanding your business credit. 3 Tips About Business Credit Good business credit will save you money. Your business will save money
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By Walter Nunez & Yhordan Serpentini You might have come across the name Dun & Bradstreet if over your time as a small business owner; but what exactly is it? Dun & Bradstreet is the biggest and major business credit reporting agency. Commonly known as D&B, the agency provides information on businesses for use in
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By Walter Nunez & Yhordan Serpentini Doing Business As (DBA) denotes a business name used by a person or entity that is different from the person’s, or entity’s, true name. Filing rudiments vary and are not permitted for some types of businesses or professional practices. DBAs can be sole proprietorships or can be used by
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